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Persons in employment are required to contribute to three further forms of mandatory insurance, collectively known as social security. These are the state pension, accident insurance, and disability insurance, respectively known in German/French as AHV/AVS, IV/AI, and ALV/AC contributions

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♦ The Basics ♦

Some forms of insurance are compulsory for everyone living in Switzerland. Insurance marked as compulsory are legally required for Swiss residents.
All insurance companies are obliged to insure customers, and all offer exactly the same basic benefits. The compulsory forms of insurance in Switzerland are:
1.Basic health insurance
2.Accident insurance
3.Motor vehicle insurance for vehicle owners
4.Buildings liability insurance for homeowners

♦ We will provide you adequate information about the right insurance company to choose and guide you into making the right decisions according to your needs